It figures: now that I’m living in Canada and earning US dollars, the exchange rate between the two hits its worst level in my lifetime.

Still, I’m not complaining too loudly: I did pay off my student loans while the exchange rate was near the historically best levels (circa 1999). Complaining that the exchange rate is poor is like complaining about the weather: you can’t do much about it, unless you’re willing to move… and it’ll probably change by the end of the week anyway.